Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.
     

Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
D. Martini & Associates Inc. A full service financial services firm.
2625 S. Miller St. Suite 106 • Santa Maria, CA • 93455
Phone: 1-888-934-5244 • Fax: 805-934-5344
• Dee.Martini@lpl.com
Delores Martini is a registered representative with, and securities offered through LPL Financial, a Registered Broker/Dealer, Member FINRA/SIPC.   Advisory Services offered through Independent Financial Partners, an SEC
Registered Investment Advisor and separate entity from LPL Financial. CA Insurance Lic #0A08073.
 
The LPL Financial Registered Representative associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AZ, CA, CO, FL, GA, HI, MA, NM, OR, WA, WI
 
Licensed to offer insurance products in AZ, CA (CA Insurance Lic #0A08073), CO, FL, OR.
 
Registered to offer advisory services in CA