Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2. What are your monthly long-term obligations?

 

2a. Monthly auto loan payments:

$

2b. Monthly credit card payments:

$

2c. Other monthly obligations: (such as student loans, alimony, child support, and other personal loans):

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
D. Martini & Associates Inc. A full service financial services firm.
2625 S. Miller St. Suite 106 • Santa Maria, CA • 93455
Phone: 1-888-934-5244 • Fax: 805-934-5344
• Dee.Martini@lpl.com
Delores Martini is a registered representative with, and securities offered through LPL Financial, a Registered Broker/Dealer, Member FINRA/SIPC.   Advisory Services offered through Independent Financial Partners, an SEC
Registered Investment Advisor and separate entity from LPL Financial. CA Insurance Lic #0A08073.
 
The LPL Financial Registered Representative associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AZ, CA, CO, FL, GA, HI, MA, NM, OR, WA, WI
 
Licensed to offer insurance products in AZ, CA (CA Insurance Lic #0A08073), CO, FL, OR.
 
Registered to offer advisory services in CA